اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from worry and grief, I seek refuge in You from helplessness and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from being overwhelmed by debt and overcome by men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal
When to Read
This powerful dua is particularly beneficial to recite when you feel the weight of the world on your shoulders. Say it regularly, perhaps after your obligatory prayers, or at any time you feel overwhelmed by the burdens of life. It’s a comprehensive plea for protection that covers significant trials we may face.
How to Read
Recite this dua with sincerity and conviction, acknowledging that true protection and relief come only from Allah. Raise your hands as you would during supplication, and focus on the meaning of each phrase. Remember that Allah loves those who turn to Him in times of ease and hardship. It's also good practice to follow up with personal supplications (duas) for your specific worries and needs.
Virtues & Benefits
This hadith highlights the Prophet Muhammad's ﷺ profound reliance on Allah for protection against some of the most debilitating afflictions. By seeking refuge in Allah from 'worry and grief,' we acknowledge that these emotional states can paralyze us. Asking protection from 'helplessness and laziness' addresses the root of many unfulfilled goals. Seeking refuge from 'cowardice and stinginess' strengthens our character and commitment to justice and generosity. Finally, pleading for protection from 'being overwhelmed by debt and overcome by men' directly addresses two major sources of earthly hardship and humiliation. This dua is a comprehensive shield against a wide spectrum of troubles, both internal and external.
Source & Authentication
The Messenger of Allah ﷺ used to supplicate: "O Allah, I seek refuge in You from worry and grief, I seek refuge in You from helplessness and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from being overwhelmed by debt and overcome by men." Sahih al-Bukhari 6369.