اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الهَمِّ وَالحَزَنِ، وَأَعُوذُ بِكَ مِنَ العَجْزِ وَالكَسَلِ، وَأَعُوذُ بِكَ مِنَ الجُبْنِ وَالبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from worry and grief, I seek refuge in You from helplessness and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the burden of debt and the overpowering of men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabatid-dayni wa qahri ar-rijali.
When to Read
This is a powerful dua to recite daily, especially in the morning and evening. It's particularly relevant when facing financial stress, anxieties about the future, or feeling overwhelmed by responsibilities. Make it a habit to seek Allah's protection before any challenge arises.
How to Read
Recite this dua with sincere intention and conviction. Raise your hands as you would in supplication. Understand the meaning of each phrase and feel the weight of what you are asking Allah for. Repeat it consistently to make it a part of your spiritual routine. It's best recited when you are in a state of purity.
Virtues & Benefits
This comprehensive dua encapsulates seeking Allah's protection from major spiritual and worldly afflictions. By asking refuge from worry and grief, we acknowledge that true peace comes from Him. Seeking protection from helplessness and laziness helps us remain active and diligent. Guarding against cowardice and stinginess encourages bravery and generosity. Most importantly, seeking refuge from the burden of debt and the overpowering of men addresses two significant sources of distress in life, ensuring our reliance is solely on the Almighty.
Source & Authentication
The Prophet Muhammad (peace be upon him) used to teach his companions to say these words as a protection: 'Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabatid-dayni wa qahri ar-rijali.' (Sahih al-Bukhari 5076). This hadith highlights the prophetic guidance in seeking refuge from specific hardships, demonstrating the practical application of seeking divine assistance in all aspects of life.