اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ زَوَالِ نِعْمَتِكَ، وَتَحَوُّلِ عَافِيَتِكَ، وَفُجَاءَةِ نِقْمَتِكَ، وَجَمِيعِ سَخَطِكَ، اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنْ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنْ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ.
O Allah, I seek refuge in You from the decline of Your blessings, the change of Your protection, the suddenness of Your punishment, and all that You are displeased with. O Allah, I seek refuge in You from distress and sorrow, from incapacity and laziness, from cowardice and stinginess, and from being overcome by debt and the oppression of men.
Allahumma inni a'udhu bika min zawali ni'matik, wa tahawwuli 'afiyatik, wa fuja'ati niqmatik, wa jami'i sakhatik. Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.
When to Read
This comprehensive dua is excellent to recite in the morning and evening, as the Prophet Muhammad ﷺ would do. It is particularly beneficial when you feel overwhelmed by life's challenges, when doubts begin to creep into your heart, or when you feel a sense of unease or lack of clarity about your situation. Reciting it regularly can fortify your heart against negative thoughts and instill a sense of reliance on Allah.
How to Read
Recite this dua with sincerity and conviction, visualizing Allah's protection surrounding you. It's best to say it with your hands raised slightly, as was the practice of the Prophet ﷺ in seeking refuge. Focus on each phrase, truly understanding the plea for protection from various forms of hardship and distress, including those that lead to doubt and uncertainty.
Virtues & Benefits
This dua is incredibly powerful because it seeks refuge in Allah from the very things that can lead to doubt and a wavering heart. By seeking protection from the decline of blessings and the change of well-being, we are asking Allah to maintain our state of comfort and faith. Furthermore, seeking refuge from distress, sorrow, and even the pressure of debt and the oppression of others directly addresses the external and internal pressures that can sow seeds of uncertainty and doubt within us. It is a comprehensive shield for the heart and mind.
Source & Authentication
The Prophet Muhammad ﷺ used to seek refuge in Allah in these words: 'Allahumma inni a'udhu bika min zawali ni'matik, wa tahawwuli 'afiyatik, wa fuja'ati niqmatik, wa jami'i sakhatik. Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika min al-jubni wal-bukhli, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.' (Sahih Muslim 2710)