اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from distress and sorrow, and I seek refuge in You from incapacity and laziness, and I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the burden of debt and the subjugation of men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.
When to Read
This powerful dua is particularly relevant when you find yourself struggling with inner turmoil, feelings of being overwhelmed, or the weight of responsibilities. The Prophet Muhammad ﷺ would often recite this dua when distress would overcome him, and it's a perfect supplication to turn to when you feel burdened by difficulties, whether they are external or internal, especially when you need strength and clarity to focus on your prayer or to carry out your daily tasks.
How to Read
Recite this dua with sincerity and a heartfelt plea to Allah. Reflect on each phrase as you utter it, truly seeking refuge in Allah from these specific afflictions. It can be recited during your prayer, perhaps after the Tashahhud before the Salam, or at any other time you feel the need for Allah's assistance and protection. The key is the intention and the genuine seeking of refuge in the Almighty.
Virtues & Benefits
This comprehensive dua addresses a wide range of human weaknesses and external pressures. By seeking refuge in Allah from distress and sorrow, you are asking for peace of mind and emotional stability. Protection from incapacity and laziness helps in maintaining productivity and fulfilling your duties. Seeking refuge from cowardice and stinginess promotes courage and generosity in your character. Finally, asking protection from the burden of debt and the subjugation of men seeks relief from significant life stressors and social pressures. It's a holistic supplication for well-being, both spiritual and worldly.
Source & Authentication
Narrated Anas: The Prophet (ﷺ) used to say, "O Allah! I seek refuge in You from worry and grief, incapacity and laziness, cowardice and miserliness, and the burden of debt and the overpowering of men (in tyranny)." (Sahih al-Bukhari 6369)